President Donald Trump

[Sour Masher]

ok, but if insurance wasnt provided now, couldnt you buy your own?

I honestly don't know what that would cost, but my stipends back then were woefully small. For teaching a 2/2 load, and also helping with the department website, my initial stipend in 2000 was $8300 for the year. That included them covering my tuition, although I did have to pay school fees that totaled a couple of hundred bucks a semester, and pay for my books.

I made a bit more working over the summer, and moonlighting at a City College, but I only got $1,500 to teach those classes. I barely had enough to pay my bills. Personally, I'd never have paid for my own insurance, but that is probably just because I didn't really need it at the time. I manged to make it without taking out loans in grad school, but my wife took out 35K in loans (we are still paying those back). I guess I could have taken out loans to pay for insurance if I felt I needed it.

[dslaw]

why does a 25 yr old need to be on his parents insurance?

Both moms have younger children at home so they have family policy through work. For the 25 year old kids it is cheaper to be on a family policy than to go out and get a policy on their own. One was a working guy who probably could afford his own policy but if mom is paying for a family plan anyway because she has school age children at home why not just stay on that policy for free.

[cardboardbox]

I honestly don't know what that would cost, but my stipends back then were woefully small. For teaching a 2/2 load, and also helping with the department website, my initial stipend in 2000 was $8300 for the year. That included them covering my tuition, although I did have to pay school fees that totaled a couple of hundred bucks a semester, and pay for my books.

I made a bit more working over the summer, and moonlighting at a City College, but I only got $1,500 to teach those classes. I barely had enough to pay my bills. Personally, I'd never have paid for my own insurance, but that is probably just because I didn't really need it at the time. I manged to make it without taking out loans in grad school, but my wife took out 35K in loans (we are still paying those back). I guess I could have taken out loans to pay for insurance if I felt I needed it.

as long as the free market isnt distorted, I dont care if 25 yr olds are on their parents insurance, I just thought it was strange. I was paying for my own insurance as soon as I finished undergrad and got a job.

[cardboardbox]

Both moms have younger children at home so they have family policy through work. For the 25 year old kids it is cheaper to be on a family policy than to go out and get a policy on their own. One was a working guy who probably could afford his own policy but if mom is paying for a family plan anyway because she has school age children at home why not just stay on that policy for free.

probably should chip in some money to mom in that case. Nothing is free.

[dslaw]

as long as the free market isnt distorted, I dont care if 25 yr olds are on their parents insurance, I just thought it was strange. I was paying for my own insurance as soon as I finished undergrad and got a job.

As did I. And probably most of the people here because we couldn't be covered under our parents policy at that time. But if you could have been covered for free from mom and dad and put $100 a month (or whatever the cost was) in your pocket when you are first starting out it would have sounded like a good idea. I probably would have continued the family policy for my kid right out of college for a couple of years as I was in a better position to pay for it than he was. I'm not really sure if that was the reasoning behind that provision of the ACA but it seems to be a big benefit for the kids.

[baldgriff]

probably should chip in some money to mom in that case. Nothing is free.

Well - except for medical coverage to those that cant afford to pay it.

[Sour Masher]

Well - except for medical coverage to those that cant afford to pay it.

Do you think that is a good thing or a bad thing?

[DMT]

Well - except for medical coverage to those that cant afford to pay it.

The horror!

[dslaw]

probably should chip in some money to mom in that case. Nothing is free.

If mom is paying a family policy anyway then there is no additional policy cost to cover additional kids. Any out of pocket cost could be covered by the kid but as long as it is annual check ups there is no cost. Depending on the deductible situation there may be no cost even if the older kids have medical problems. At least cost to that single family. I'm sure the insurance company would raise rates eventually if they are losing $.

[cardboardbox]

If mom is paying a family policy anyway then there is no additional policy cost to cover additional kids. Any out of pocket cost could be covered by the kid but as long as it is annual check ups there is no cost. Depending on the deductible situation there may be no cost even if the older kids have medical problems. At least cost to that single family. I'm sure the insurance company would raise rates eventually if they are losing $.

ah, didnt realize there were plans like that. My insurance costs go up for each kid...

[Sour Masher]

ah, didnt realize there were plans like that. My insurance costs go up for each kid...

Ours isn't like yours, but I kinda wished it was when we had our first kid...I kinda felt like I wasn't getting a bargain with just one kid since we pay the same as those with many kids. But I'm showing them...we are gonna have a second .

[dslaw]

ah, didnt realize there were plans like that. My insurance costs go up for each kid...

I guess different parts of the country do it different. I have only had 3 jobs and all family plans covered kids regardless of number. But I also thought Obamacare was wonderful and didn't realize the problem people had with premiums until we started talking about it in here.

[Igor]

Ok, so help me out here: a few years ago Republicans and their constituents hated Obamacare, but now that they want to kill it, the constituents are just now realizing that by eliminating it, they're going to lose their health insurance?? Is this like some strange joke?

Late on this one, but what cracks me up is voting to de-fund it, what 55 times? Not that they can, they don't. Way to plan ahead and use up what little in session time the congress has, governance vs. grandstanding.

[Redbirds Fan]

as long as the free market isnt distorted, I dont care if 25 yr olds are on their parents insurance, I just thought it was strange. I was paying for my own insurance as soon as I finished undergrad and got a job.

I think a lot of people do that. With me, grad school and law school put me at 24 before I could afford insurance. I went without for a few years.

Our daughter stayed on our policy through college age 25 (even when I was on Obamacare), and saved us the cost of a separate policy until she started teaching. so, personally, I think it probably helps quite a few. It also seems that kids now are staying home longer.

[Hornsby]

He's got words, really good words, at least a couple of hundred words...

Alveda King noticed two moments on Tuesday when President Donald Trump seemed visibly moved during his tour of the National Museum of African American History and Culture.
The first came when his gaze fell on a stone auction block from Hagerstown, Md., on which slaves would stand before being sold.

King, part of a small delegation to tour the new Smithsonian with the president, overheard Trump say: “Boy, that is just not good. That is not good.”

Later, they came upon a set of shackles that were used to restrain children.

“That is really bad,” King quoted the president as saying. “That is really bad.”

Trump was making his first visit to the celebrated museum that recognizes 400 years of black struggle and achievement in the United States – from slave ships to the Mothership.

http://www.myajc.com/news/trump-visits-smithsonian-african-american-museum-with-king/tV4yBug9fPtgLZHt0r3aNK/

I honestly wish I could make this up, but I can't It's the reality that we're living today. At least he's going places that he never would have as a private citizen.

Oh yeah, they also rolled back the protections for Transgender students in public schools. sigh...