I totaled my car Monday--my fault, was following too close, so when the car in front of my suddenly slammed on his breaks I hit him. I found essentially the same car 75 miles away--same make, model, but a year newer with 15k less mileage for pretty close to the very fair amount Geico already paid me in less than a week for my totaled car. I called to see how much my insurance was going to go up with the new car and the accident on my record, and my premium actually went down, because I drive less than what was on my file. I was shocked, but they said that since I've been incident free for over 20 years, they had added accident forgiveness to my policy automatically for free years ago, and I didn't know it. I feel kinda wrong. I always thought causing an accident damn near ruined your life, but I'm actually coming out even or maybe even ahead...seems wrong, but I'm not complaining.
I always thought insurance was a scam I had to put up with, where I was basically paying for gecko and cavemen ads. But I'm sure glad I had it, and I can't imagine I could have had a better experience with another insurance company.
I always thought insurance was a scam I had to put up with, where I was basically paying for gecko and cavemen ads. But I'm sure glad I had it, and I can't imagine I could have had a better experience with another insurance company.
Comment