Affordable Health Care Law under review by SCOTUS

[revo]

Here is where the rub comes with health insurance...you're playing a financial game in which you don't have all the information.

I've had the same crappy Bronze Plan for three years. It's the cheapest coverage I can afford, as that is all my budget allows for. My wife has a prescription that she has been on for numerous years.

Happy New Year...sent the refill in today. Got a call from the pharmacy, the price is over $300 for a 30-day refill. This after it has been $25 for the past two years. I knew the prescription was moving to Tier 2 on their formulary, but the formulary doesn't give a price range. Called the insurance company. We pay the full amount ($300/month) until she hits her $7,000 deductible and then it is a 60/40 split. So I'm still on the hook for about $150 a month.

Thanks for this...the drug really is the only think that keeps my wife functional.

As an IC I buy my own health insurance. My wife and kids are on her company's plan.

Last year I bought the worst health insurance I've ever had. Super huge co-pays ($125/$150), even the doctors were astounded. It was BCBS and was about $370 a month. Got word they were increasing it by $50 a month, so I shopped on the exchange. Found insurance that was $470 a month, but it's 100x better.

Did you have a chance to do the math for your plan? I found paying more per month for mine will work out to be far better in the long run than the cheaper, crappier option.

[In the Corn]

As an IC I buy my own health insurance. My wife and kids are on her company's plan.

Last year I bought the worst health insurance I've ever had. Super huge co-pays ($125/$150), even the doctors were astounded. It was BCBS and was about $370 a month. Got word they were increasing it by $50 a month, so I shopped on the exchange. Found insurance that was $470 a month, but it's 100x better.

Did you have a chance to do the math for your plan? I found paying more per month for mine will work out to be far better in the long run than the cheaper, crappier option.

I have checked. The reality for us is we are both very healthy other than my wife's prescriptions we have very little in other costs. My biggest issue is you play a blind game when it comes to treatment.

When I go to the grocery store, I know how much my pound of hamburger is going to cost. When I need an MRI, I have to guess because there isn't a price tag. Even if I knew a range I would be satisfied. No other industry gets away with not sharing prices up front.

[Mithrandir]

My insurance renewal went up over $80 per month for 2018. Why? Why?

[baldgriff]

Here is where the rub comes with health insurance...you're playing a financial game in which you don't have all the information.

I've had the same crappy Bronze Plan for three years. It's the cheapest coverage I can afford, as that is all my budget allows for. My wife has a prescription that she has been on for numerous years.

Happy New Year...sent the refill in today. Got a call from the pharmacy, the price is over $300 for a 30-day refill. This after it has been $25 for the past two years. I knew the prescription was moving to Tier 2 on their formulary, but the formulary doesn't give a price range. Called the insurance company. We pay the full amount ($300/month) until she hits her $7,000 deductible and then it is a 60/40 split. So I'm still on the hook for about $150 a month.

Thanks for this...the drug really is the only think that keeps my wife functional.

The tragic part of this is that you have no ability to shop around for a better price on the medication. I suspect that there is only one maker of the medication and no generic available either. If you had the ability to shop for a better price..........


Bro - I am sorry that you're getting hit with this additional BS!

[In the Corn]

The tragic part of this is that you have no ability to shop around for a better price on the medication. I suspect that there is only one maker of the medication and no generic available either. If you had the ability to shop for a better price..........


Bro - I am sorry that you're getting hit with this additional BS!

Yeah well, I haven't been kicked in the nuts in awhile. Now if I could cash in my chips from the WRGPT tournament, I would be just fine.

[cardboardbox]

Here is where the rub comes with health insurance...you're playing a financial game in which you don't have all the information.

I've had the same crappy Bronze Plan for three years. It's the cheapest coverage I can afford, as that is all my budget allows for. My wife has a prescription that she has been on for numerous years.

Happy New Year...sent the refill in today. Got a call from the pharmacy, the price is over $300 for a 30-day refill. This after it has been $25 for the past two years. I knew the prescription was moving to Tier 2 on their formulary, but the formulary doesn't give a price range. Called the insurance company. We pay the full amount ($300/month) until she hits her $7,000 deductible and then it is a 60/40 split. So I'm still on the hook for about $150 a month.

Thanks for this...the drug really is the only think that keeps my wife functional.

sounds like your plan changed significantly. No one told you about this? For a change in benefits like that I think you'd be paying lower premiums or have better benefits in a different part of the plan. Did the plan name change? My health insurance goes up every year by a significant amount and coverage gets worse and its been doing this since around 2010 or 2011, before that the increases were much smaller.